Massachusetts law allows a city or town to foreclose for even a small amount of money owed, then they can sell the property and keep the profit, beyond what is owed for taxes and any additional fees.

There is a law in Massachusetts that allows a city to sell your property and keep any profits if you fall behind on your property taxes. The law is called the Massachusetts Property Tax Foreclosure Act , and it is found in Chapter 60 of the Massachusetts General Laws (MGL)


The law allows a city to sell your property if you owe more than 2 years of back property taxes. The city will first try to sell the property at a tax sale. If the property does not sell at the tax sale, the city can then take ownership of the property and sell it at a public auction.

If the city sells your property for more than you owe in back taxes, it can keep the profits. However, if the property sells for less than you owe, you will still be responsible for the remaining balance.

There are a few exceptions to the law. For example, the city cannot sell your property if you are in the process of filing for bankruptcy. Additionally, if you are a senior citizen or disabled person, you may be eligible for a property tax exemption or deferral.

If you are facing foreclosure on your property due to unpaid property taxes, you should contact an attorney to discuss your options. There may be ways to prevent the foreclosure or to reclaim your property after it has been sold.

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